TY - JOUR
T1 - Responsible lending and high-cost credit – does the cost-cap on payday loans really protect consumers?
AU - Jasinski, Daniel
PY - 2018/6/14
Y1 - 2018/6/14
N2 - This article analyses the extent to which product regulation, in the form of a price cap, protects consumers in the UK credit market. Considering the demise of pay day loans, the paper explores the alternatives for those priced-out of the market by the cost cap; exploring, specifically, whether these alternatives are, in fact, better for consumers.
AB - This article analyses the extent to which product regulation, in the form of a price cap, protects consumers in the UK credit market. Considering the demise of pay day loans, the paper explores the alternatives for those priced-out of the market by the cost cap; exploring, specifically, whether these alternatives are, in fact, better for consumers.
KW - High-Cost Short-Term Credit
KW - Consumer Protection
KW - Financial Conduct Authority
UR - https://www.financialregulationintl.com/financial-industry/responsible-lending-and-high-cost-credit--does-the-cost-cap-on-payday-loans-really-protect-consumers-130495.htm?origin=internalSearch
M3 - Article
VL - 7
JO - Financial Regulation International
JF - Financial Regulation International
IS - May
ER -
