Abstract
This article analyses the extent to which product regulation, in the form of a price cap, protects consumers in the UK credit market. Considering the demise of pay day loans, the paper explores the alternatives for those priced-out of the market by the cost cap; exploring, specifically, whether these alternatives are, in fact, better for consumers.
| Original language | English |
|---|---|
| Journal | Financial Regulation International |
| Volume | 7 |
| Issue number | May |
| Publication status | Published - 14 Jun 2018 |
UN SDGs
This output contributes to the following UN Sustainable Development Goals (SDGs)
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SDG 10 Reduced Inequalities
Keywords
- High-Cost Short-Term Credit
- Consumer Protection
- Financial Conduct Authority
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